Unexpected Contact

Scammers call, text, or email while pretending to be the FBI, IRS, bank, or another trusted organization. Caller ID may be spoofed.

Create Fear & Urgency

They claim your identity or account has been compromised or that your money is at risk.

Demand Payment

They instruct you to withdraw cash and may tell you to lie to the bank or keep the situation confidential.

Move the Money

You may be told to use a cryptocurrency ATM, wire funds, buy gift cards, or hand cash to a courier.

The Money Is Gone

Once sent, these funds can be very difficult or impossible to recover.

If You Receive a Call Like This

• Hang up. Do not send or withdraw money.
• Contact the agency or bank using a trusted, publicly listed phone number.
• Tell someone you trust.
• If you sent money, contact your bank immediately and report the fraud to law enforcement.