Certificates are available for as short as 91 days or as long as 60 months. Flexible terms and deposit amounts make this investment alternative a wise choice. Certificates of deposit offer a competitive rate of return and insured safety for each depositor up to $250,000 by the FDIC.

Note: A penalty may be imposed for early withdrawals from Certificates of Deposit accounts. For variable rate accounts, the rate may change after the account is opened.