Residential Lending

Warning!!!! We are blocking some types of debit card transactions due to fraud. If you are traveling out of state you may be declined because limits have been lowered at merchants where bogus cards have been used, such as retail stores, wholesale clubs, pharmacies, toy stores and certain specialty stores. We apologize in advance but emergency steps are necessary. Please continue to check your accounts and report fraud immediately. Call us during hours or Transfund at 588-6244 to stop your card.

Residential Lending

Your home is an investment. Better choose the right loan.

Let us help you choose the right financing It can make a big difference in your future.

A Wide Range of Options. At Very Competitive Rates

Real Estate Mortgages - Fixed and Adjustable Rate
Loans Up To 103% of the Purchase Price
Refinancing
Conventional Loans
Construction Loans
Home Equity Loans

Personal Hometown Service

Quick Turn-Around
Local Decisions
Knowledge of Our Local Market

Our Pre-Approvals Make House Hunting Worry Free!

Reduced Closing Costs/180-Day Rate Locks with Float Down Option

If you're buying a home, be sure to check into First National Bank's exclusive half-point advantage. It can save you hundreds, even thousands of dollars in construction costs. That can mean big savings on your monthly payments. And since you're dealing with local decision-makers, you get fast credit approval - usually within 48 hours. If you are anxious to have your loan approved so you can lock in a specific rate, ask about our 180-day lock program with float down option.

Still have questions? Don't worry. We'll be with you every step of the way to make sure you have the information you need to make the right decision.