First National Bank of Broken Arrow offers a variety of checking accounts to fit your needs. Choose from the menu below to learn more or contact a bank representative to assist you.

First Rewards Checking 

Free Checking

First Class II

First Class Gold

Investment Checking

First Insured Money Fund

Super Money Fund

Apply online for ANY of our checking accounts with our online application form.

First Rewards Checking   

There are all kinds of checking accounts, but now there is one that actually pays you back for using your own money. It’s First Rewards Checking and it’s only available at First National Bank of Broken Arrow. It’s easy to set up and loaded with some incredible perks to make it a breeze to qualify for the Bonus Rate and start receiving a very rewarding high rate of interest.

More Information

• $50 minimum opening deposit.
• No monthly maintenance fee.
• No minimum balance required to maintain account.
• Unlimited check writing. No excess check fees.
• No checks returned with statement. All checks issued in "check safekeeping" duplicate style.
• First 50 imprinted checks free with initial paid check order.

• $100 minimum opening deposit.
• A total of 30 checks may be written per month at no charge ($.30 per check after 30 checks). First ChecKard (ATM and debit) transactions do not count against check usage.
• No monthly maintenance fee if minimum ledger balance of $500 is maintained. If balance falls below this level, an $8 monthly maintenance fee will be assessed.
• A $1 maintenance fee will be assessed in months when saving account is used to cover checking account overdrafts.

Enjoy unlimited check writing at no charge by maintaining either of the following account balances: $5,000 in total deposits or $10,000 in total personal loans.

Are you 55 years of age or older? If so, you are eligible for virtually free unlimited check-writing privileges and no service charges! First National can also arrange for direct deposit of your payroll or Social Security check, or other recurring federal payments.

• $100 minimum opening deposit.
• No maintenance fee.
• Two free (Topaz) orders per year, 150 checks per order.
• A total of 30 checks may be written per month at no charge ($.30 per check after 30 checks).
• A $1 maintenance fee will be assessed in months when savings account is used to cover checking account overdrafts.

Investment Checking offers you the most current money market rates available. This interest-bearing checking account provides a tiered interest rate that increases along with your account balance.

Interest Rate Structure

• $1,000 minimum opening deposit.
• A total of 30 checks may be written per month at no charge ($.30 per check after 30 checks). First ChecKard (ATM and debit) transactions do not count against check usage.
• A $1 maintenance fee will be assessed in months when savings account is used to cover checking account overdrafts.

Depositors whose year-to-date average account balance remains above $5,000 receive the following services at no charge: traveler's checks, cashier's checks and a small safe deposit box for the first year or the equivalent discount on a larger box.

• Interest rate and annual percentage yield could change weekly at First National's discretion.
• Interest begins to accrue no later than the business day when we receive accrued interest.
• If the account is closed before interest is credited, the depositor will not receive accrued interest.
• Current rate information is available on our homepage.

Service Charge Schedule

$2,500 Minimum Opening Deposit

Interest Rate Structure

• Interest Rate and annual percentage yield could change weekly at First National Bank's discretion.
• Interest begins to accrue no later than the business day when we receive credit for a deposit.
• If the account is closed before interest is credited, the depositor will not receive accrued interest.

Withdrawal Restrictions

Limit of six preauthorized or automatic withdrawals per monthly statement cycle.

No more than three of the six monthly withdrawals can be checks to third parties.

No limit on withdrawals made in person, by mail or by automatic teller machine.

*Failure to comply with these restrictions will result in a change to a regular transaction account.

Service Charge Schedule

A $10 monthly service charge will be assessed if average ledger balance falls below $2,500.

A $3 charge will be assessed for each telephone transfer.

No checks returned with statement. All checks issued in "check safekeeping" duplicate style.

$25,000 Minimum Opening Deposit

The Super Money Fund is a convenient way to earn a higher interest rate on large deposits and still have immediate access to your funds.

Interest Rate Structure

• Interest rate and annual percentage yield could change weekly at First National's discretion.
• If balance falls below $25,000, the interest rate adjusts to the base rate of the First Insured Money Fund.
• Interest will begin to accrue no later than the business day when we receive credit for deposit.