FNBBA - Deposit Rates (Personal)

Account Type	Min Deposit To Open	Frequency	Min Balance	Interest Rate	Annual Percentage Yield (APY)	Rate Effective Until
First Insured Money Fund	$2,500	MONTHLY	$1.00	.15%	.15%	02-07-12
First Insured Money Fund	$2,500	MONTHLY	$2,500	.25%	.25%	02-07-12
First Insured Money Fund (Non-Personal)	$2,500	MONTHLY	$10,000	.25%	.25%	02-07-12
Super Money Fund	$25,000	MONTHLY	$25,000	.30%	.30%	02-07-12
91 Day	$1,000	AT MATURITY	$1,000	.10%	.10%	02-07-12
182 Day	$1,000	AT MATURITY	$1,000	.20%	.20%	02-07-12
12 Months	$1,000	QUARTERLY	$1,000	.40%	.40%	02-07-12
18 Months	$1,000	QUARTERLY	$1,000	.60%	.60%	02-07-12
24 Months	$1,000	QUARTERLY	$1,000	.75%	.75%	02-07-12
30 Months	$1,000	QUARTERLY	$1,000	.85%	.85%	02-07-12
36 Months	$1,000	QUARTERLY	$1,000	1.00%	1.00%	02-07-12
48 Months	$1,000	QUARTERLY	$1,000	1.245%	1.25%	02-07-12
60 Months	$1,000	QUARTERLY	$1,000	1.495%	1.50%	02-07-12

NOTE: A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWALS FROM CERTIFICATES OF DEPOSIT ACCOUNTS. FOR VARIABLE RATE ACCOUNTS, THE RATE MAY CHANGE AFTER THE ACCOUNT IS OPENED.