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Sole Proprietorships, Corporations, Partnerships, LLCs, Organizations

$100 Minimum Opening Deposit

Interest Rate Structure

• Interest rate and annual percentage rate may change on the first day of each calendar quarter at First National’s discretion.
• Interest begins to accrue on the day a deposit is made.
• Interest is compounded quarterly, calculated on the average ledger balance, and paid on the last day of each quarter
• If the account is closed before interest is credited, depositor will not receive accrued interest.

Service Charge Schedule

A $2.50 charge will be assessed for the quarter if an account’s average ledger balance falls below $100.

Withdrawal Restrictions

Six withdrawals are permitted each quarter without charge. A fee of $1 is assessed for each additional withdrawal in a calendar quarter, with costs assessed at the end of that quarter.

First National Bank reserves the right to require seven days’ written notice of intent to withdrawal funds on deposit in any savings account.