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Banking

 

Business Savings

Our business savings products can help your business grow a healthy reserve. No matter what size your business is, our experienced business bankers can help you determine which account is right for you.

  Min. Deposit
Monthly
 Fee
Interest Misc Apply
NOW!
Regular Business Savings* $100 None if quarterly average ledger balance of $100 is maintainted. 0.15% APY 6 withdrawals per quarter. $1.00 for each additional withdrawal during quarter.
First Insured
Money Fund**
$10,000 None if balance remains at $10,000 or above. $10 if balance falls below $10,000. 0.15% APY (Balance above $10,000)
0.05% APY (Balance $1 to $9,999)
Six preauthorized automatic withdrawals, debit card, or 3rd party checks permitted per month.
Unlimited withdrawals made in person, by mail or by ATM.
Super Money Fund*** $25,000 None if balance remains at $25,000 or above. $10 if balance falls below $10,000. 0.20% APY (Balance $25,000 or more)
0.10% APY (Balance $1 to $24,999)
Six preauthorized automatic withdrawals, debit card, or 3rd party checks permitted per month.
Unlimited withdrawals made in person, by mail or by ATM.

 

 

 

 

 

 

 

 

 

 

*REGULAR SAVINGS RESTRICTIONS: Interest rate and annual percentage yield may change on the first day of each calendar quarter at First National’s discretion. Interest begins to accrue on the day a deposit is made. Interest is compounded quarterly, calculated on the average ledger balance, and paid on the last day of each quarter. If the account is closed before interest is credited, depositor will not receive accrued interest. A $5.00 charge will be assessed for the quarter if an account’s average ledger balance falls below $100. A fee of $1 is assessed for each additional withdrawal in a calendar quarter, with costs assessed at the end of that quarter. First National Bank reserves the right to require seven days' written notice of intent to withdraw funds on deposit in any savings account.

** FIRST INSURED MONEY FUND RESTRICTIONS: Interest rate and annual percentage yield may change on the first day of each calendar quarter at First National’s discretion. Interest begins to accrue on the day a deposit is made. If the account is closed before interest is credited, depositor will not receive accrued interest. If balance falls below $2,500, the interest rate will adjust to the base rate of the First Insured Money Fund. A $10 monthly service charge will be assessed if balance falls below $10,000. A $1.00 per-item fee will be assessed for deposited items (transit and clear) over the monthly limit of 21. Withdrawal Restrictions: Limit of six preauthorized automatic withdrawals, debit card or third party checks per monthly statement cycle. No limit on withdrawals made in person, by mail, or by automatic teller machine. Failure to comply with these restrictions will result in a change to a regular transaction account.

*** SUPER MONEY FUND RESTRICTIONS: *Interest rate and annual percentage yield may change on the first day of each calendar quarter at First National’s discretion. Interest begins to accrue on the day a deposit is made. If the account is closed before interest is credited, depositor will not receive accrued interest. If balance falls below $25,000, the interest rate will adjust to the base rate of the First Insured Money Fund. Service Charge: A $10 monthly service charge will be assessed if balance falls below $10,000. A $1.00 per-item fee will be assessed for deposited items (transit and clear) over the monthly limit of 21. Withdrawal Restrictions: Limit of six preauthorized automatic withdrawals, debit card or third party checks per monthly statement cycle. No limit on withdrawals made in person, by mail, or by automatic teller machine. Failure to comply with these restrictions will result in a change to a regular transaction account.