Business Checking

Warning!!!! We are blocking some types of debit card transactions due to fraud. If you are traveling out of state you may be declined because limits have been lowered at merchants where bogus cards have been used, such as retail stores, wholesale clubs, pharmacies, toy stores and certain specialty stores. We apologize in advance but emergency steps are necessary. Please continue to check your accounts and report fraud immediately. Call us during hours or Transfund at 588-6244 to stop your card.

Business Checking

Free Business Checking

Apply Online!

Sole Proprietorships, Corporations, Partnerships, LLCs, Organizations

$100 minimum opening deposit.
No monthly maintenance fee.
Up to 100 transactions per month.
$.50 fee for each transaction above 100 limit (includes paper debits, deposited items and paper deposits).

Other FREE Services

FREE First Business ChecKard.
FREE monthly image statement.
FREE 24-hour TeleBank access.
FREE online banking.

Regular Business Checking

Sole Proprietorships, Corporations, Partnerships, LLCs, Organizations

$100 Opening Deposit

Maintenance Fee	$7.00/month
Credit Allowance	$.30/$100 available balance
Checks Deposited (not on us)	$.05
Paper Debits	$.15
Paperless Debits	$.10

Investment Checking

Sole Proprietorships and Nonprofit Organizations

Interest Rate Structure

Average Available Balance	Interest Rate Received
$50,000 or more	Maximum Rate
$1,500-$49,999	Standard Rate
$1-$1,499	Base Rate

$1,000 minimum opening deposit.
Interest rate and annual percentage yield could change weekly at First National’s discretion.
Interest begins to accrue no later than the business day when we receive credit for a deposit.
Interest is compounded monthly, calculated on the average available balance, and paid monthly.
If the account is closed before interest is credited, depositor will not receive accrued interest.